The Investor's Advantage
1st Private Capital provides a seamless, technology-driven lending experience designed for real estate investors. Our platform streamlines the loan process, ensuring fast approvals and optimized financing solutions tailored to your needs
Inspire
Revitalize
Empower
Thrive
Optimize
Excel
Advance
Elevate
Innovate
About us
We're more than just a Hard Money Lender. 1st Private Capital simplifies private lending with fast, flexible solutions that move at the speed of your investmet.
1st Private Capital is a private money mortgage firm specializing in fulfilling the needs of small to medium-sized real estate investors on both the buyer and trust deed investor side. This company was formed to simplify and streamline the process of securing funds for investing in real estate.
Our mission is clear
To redefine the lending experience, driving efficiency, accuracy, and sustainability for a brighter financial future.
We fund loans.
Our team supports projects across California and beyond — delivering results where traditional lenders fall short.
Hard money lets you write no-contingency offers and compete with all-cash buyers. Let us show you how to maximize your liquity.
Close in 3 - 5 days
No Appraisals
Same as Cash
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Providing funding for both the purchase and renovation of investment properties. Renovate efficiently. Maximize your liquidity
Low Down Payment
Finance the Rehab
Do More With Less
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DSCR loans let investors qualify based on rental income, not personal income making them ideal for scaling real estate portfolios.
Purchase or Cash Out
Never Show Tax Returns
Unlimitied Properties
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Numbers don't lie
Results speak volumes
Loan Funded
We’ve helped real estate investors close over 300 deals across CA and beyond
Hour Approvals
Our streamlined process delivers approvals in as little as 24 hours
Repeat Borrowers
ur borrowers trust us to deliver. Most return for multiple deals — because we perform when it counts.
in Private Capital Deployed
We’ve funded over $150 million in investor loans, helping our clients move fast and win in competitive markets.
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